Make sense of your next home decision
Start with your monthly payment, your budget, or the choice to rent or buy. Free tools, no signup, with calculations that run in your browser.
Mortgage Calculator with PMI
See your payment with tax, insurance and PMI, and estimate when PMI ends.
Start calculating →How Much House Can I Afford Calculator
Turn your income and monthly debts into an estimated home budget.
Start calculating →Rent vs Buy Calculator
Compare owning and renting over your planned stay.
Start calculating →What will I pay each month?
- Mortgage Calculator with Taxes and Insurance
Calculate your full monthly mortgage payment including principal, interest, property taxes, homeowners insurance and HOA. Free, instant, and nothing is uploaded.
- Mortgage Calculator with PMI
Work out your monthly payment with private mortgage insurance, see how much PMI costs in total, and find out when it drops off automatically.
How much house can I afford?
- How Much House Can I Afford Calculator
Work backwards from the monthly payment you are comfortable with to the home price you can afford, including taxes, insurance and HOA.
What does a smaller down payment cost?
- Mortgage Calculator with PMI
Work out your monthly payment with private mortgage insurance, see how much PMI costs in total, and find out when it drops off automatically.
- Larger Down Payment vs Investing Calculator
Compare putting more money down against investing it instead. Shows the guaranteed return your down payment earns — including the PMI it avoids — and what your investments would have to beat.
Should I buy or keep renting?
- Rent vs Buy Calculator
Compare the true cost of renting against buying over your time horizon, including the down payment you tie up, maintenance, selling costs and rising rent.
How can I save on my mortgage?
- Mortgage Calculator with Extra Payments
See how much interest you save and how many years you cut off your loan by paying extra each month. Free, instant, runs entirely in your browser.
- Refinance Break-Even Calculator
Find out how many months it takes for a refinance to pay for itself, and see whether lower monthly payments actually save you money over the life of the loan.
- 15-Year vs 30-Year Mortgage Calculator
Compare a 15-year and a 30-year mortgage: the monthly payment, the total interest, and whether investing the payment difference beats the shorter loan.
Understand the rules behind your payment
- How to Remove PMI
Understand scheduled termination, cancellation requests and servicer requirements.
- Why Did My Mortgage Payment Go Up?
Check how tax, insurance and escrow affect your bill.
Tax
- Capital Gains Tax Calculator
Calculate federal tax on selling stocks, crypto or other appreciated assets. Accounts for the long-term 0%, 15% and 20% brackets, short-term ordinary rates and the 3.8% net investment income tax.
- Home Sale Capital Gains Tax Calculator
Work out whether you owe tax when you sell your home. Applies the Section 121 exclusion of $250,000 ($500,000 if married) and shows what happens if you do not meet the two-year test.
- Self-Employment Tax Calculator
Estimate your self-employment tax and federal income tax on freelance or 1099 income. Includes the 92.35% rule, QBI deduction and the deductible half of SE tax.
Construction
- Concrete Driveway Cost Calculator
Estimate the concrete volume, number of bags and total cost for a driveway or slab. Get cubic yards, material and labour breakdown in seconds.
Start with assumptions you can check
Defaults are examples, not live rates or quotes. Replace them with your lender’s quote, property tax bill and insurance estimate. Each tool includes its formula and a fixed worked example.